Jakarta, hitclubapk3 Indonesia
—
Bank Mega Syariah
optimistic
Hajj savings
will continue to grow even in the midst of a downturn
Hajj expenses
2026.
The Ministry of Religion (Kemenag) has set the cost of organizing the Hajj at IDR 87.4 million or a decrease of around IDR 2 million.
Sales & Distribution Division Head of Bank Mega Syariah Dila Karnela Peter said that the Ministry of Religion’s decision was actually a momentum for sharia banking to increase Hajj and Umrah pilgrims.
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Moreover, Bank Mega Syariah’s market share in Hajj and Umrah Savings services continues to show a positive trend, supported by increasing sharia financial literacy and ease of access to digital services.
“We continue to develop Hajj Savings both in terms of features and accessibility. We are optimistic that the trend will continue to grow positively in line with the increasingly affordable cost of Hajj and increasing public awareness to plan worship from an early age,” said Dila in a statement, Tuesday (2/12).
As of October 2025, Bank Mega Syariah’s Hajj Savings have reached around IDR 324.2 billion, growing around 9 percent (year to date) and contributing more than 20 percent to total savings in the company.
Meanwhile, the number of customers increased by around 6 percent compared to the position at the end of December 2024.
This growth in Hajj Savings occurred evenly in various regions, especially Jakarta, Central Java and East Java.
As a form of commitment to providing a sense of security to prospective pilgrims, Bank Mega Syariah provides MALIKA (Mega Amanah Family Protection) life insurance protection for Hajj Savings customers.
Meanwhile, for pilgrims who need convenient transactions in the Holy Land, Bank Mega Syariah has a Syariah Card financing card which offers various easy payments and attractive offers that can support their needs during their pilgrimage.
In the future, the company sees great potential in developing the Hajj and Umrah ecosystem through collaboration with various strategic partners.Bank Mega Syariah actively collaborates with Umrah and Hajj Travel Organizers (PPIU/PIHK), sharia fintech, educational institutions, and halal service providers.
This step is also strengthened by support for strengthening the national halal ecosystem, including zakat, infaq, alms and waqf (ZISWAF) services through digital channels.
“We want to present a comprehensive sharia financial solution to accompany people on their pilgrimage journey from start to finish. By strengthening the Hajj and Umrah ecosystem as well as digital product innovation, we hope that more and more people can plan their worship more easily, safely and comfortably,” concluded Dila.
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